Flexible Financing Options at Mesa Dental

Quality dental care is an investment in your health, confidence, and future. At Mesa Dental, we understand financial considerations can influence treatment decisions, which is why we’ve developed multiple payment solutions to make comprehensive care accessible without compromising on quality.

Our Summerlin practice takes a personalized approach to dental financing. We work with each patient to create a payment strategy aligned with their budget and treatment goals. Whether you’re considering cosmetic enhancements, restorative procedures, or preventive care, our team can help you navigate the financial aspects of your dental journey.

Payment Methods We Accept

Mesa Dental offers flexibility in how you choose to pay for your dental care. We accept cash, personal checks, and all major credit cards, giving you the freedom to use the payment method that works best for your situation. Additionally, we welcome HSA and FSA payments, allowing you to maximize your pre-tax healthcare dollars for dental treatments.

For patients with dental insurance, our team can help you understand your out-of-network benefits. While we’ve transitioned away from most insurance contracts to provide higher-quality, unrestricted care, many insurance plans still offer substantial reimbursement for services performed by out-of-network providers. This model often gives you access to superior materials, more time with your dentist, and treatment plans designed around your needs rather than insurance limitations.

Smiling young woman making payment through credit card at checkout counter in clinic

Get Care Now,
Pay Later

with Cherry &
Mesa Dental

Let your money go further and take better control of your cash flow when you pay over time in smaller installments with Cherry.

Quick Application
No Hard Credit Check
Flexible Payment Options
High Approval Rate

Flexible Payments For Any Budget

Use the payment calculator to simulate what your monthly payments could look like.

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every provider that uses Cherry will offer the payment plan terms listed above.

$--.-- / month

Enter a purchase amount to see estimated payments

How It Works

Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve consumer portal.

Testimonials

Don’t just take our word for it! Here’s what other consumers have to say about Cherry…

Manage My Plan

Manage your payment plans inside the Cherry Consumer Portal.

More Questions?

Visit our Help Center

Payment options through Cherry Technologies, Inc. are issued by the following lending partners: withcherry.com/lending-partners. See withcherry.com/terms for details. Iowa only: Borrowers are subject to Iowa state specific underwriting criteria. APR for all Iowa borrowers is capped at 20.99%.

Copyright © 2020-2025 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111. Accessibility

Third-Party Financing Through CareCredit

For larger treatment investments, we partner with CareCredit, a healthcare credit card allocated specifically for medical and dental expenses. CareCredit offers promotional financing options, including interest-free periods when you make minimum monthly payments. This solution may be particularly helpful for patients pursuing comprehensive cosmetic work, full-mouth rehabilitation, or multiple procedures.

The application process is straightforward and can often be completed during your visit. Once approved, you can use your CareCredit account for current and future dental care at Mesa Dental and thousands of other healthcare providers nationwide.

Mesa Dental Membership Program

Our in-house membership program through Illumitrak provides an excellent alternative to traditional dental insurance. With no contracts and the freedom to cancel anytime, this membership offers predictable costs and substantial savings on dental care.

We offer three membership tiers to accommodate different needs, including:

  • The adult membership is $38 per month with a $149 activation fee and includes two cleanings and exams annually, plus 20% off all treatments. 
  • For patients with periodontal needs, the perio membership is $55 monthly, with the same activation fee, and covers up to four cleanings per year, along with the same discount on treatments. 
  • Our child membership is $33 per month, with a $149 activation fee, and includes two cleanings and exams per year.

     

Think of your membership as a prepaid dental subscription. When you arrive for your cleaning and exam, there’s no additional charge because you’ve already covered these preventive services through your monthly investment. This approach simplifies budgeting for dental care and encourages a preventive focus that helps stop more complex problems from developing.

The Value of Fee-For-Service Dentistry

Choosing fee-for-service care means your treatment decisions are guided by what’s best for your oral health rather than insurance company restrictions. This model allows Dr. Browner to spend more time with each patient, use premium materials, and recommend treatments based on clinical need and your personal goals.

While the upfront cost may appear higher than that of in-network care, many patients find that the long-term value exceeds that of insurance-driven dentistry. Better materials often last longer, reducing the need for replacements. Comprehensive treatment planning can address multiple concerns efficiently. And the personalized attention may help catch minor issues before they become expensive problems.

Making Your Decision

During your consultation, we provide transparent cost estimates so you can make informed decisions about your care. We’ll discuss all available payment options and help you understand the investment required for your specific treatment plan. 

Research from the National Academies of Sciences shows that older adults (65+) pay more than 70% of their dental expenses out of pocket, making transparent pricing and flexible payment options crucial for accessing quality care. At Mesa Dental, our goal is to remove financial uncertainty so you can focus on achieving the healthy, confident smile you deserve.

Cheerful Handsome Arab Guy Shopping Online With Smartphone And Credit Card At Home, Millennial Man With Glasses And Dental Braces Enjoying Rurchasing In Internet, Sitting On Couch In Living Room

Start Your Dental Journey With Mesa Dental

Dr. Emily Browner and the team at Mesa Dental combine evidence-based dentistry with a whole-health perspective, treating each person as an individual with unique needs and wants. Our Summerlin practice blends eastern and western approaches with science-backed treatments, and we’re one of only three offices in the area certified in SMART Mercury amalgam removal. We’ve built our reputation on personalized service, careful listening, and a commitment to quality over quantity.

With flexible financing options, transparent pricing, and multiple payment solutions, we make it easier for you to invest in dental care aligned with your values and health goals. Contact our office to schedule your consultation and discover how our approach to dentistry and financing can work for you.

No Insurance? No Problem!

Join Our Membership Program